James G Miller

Your tax-deferred retirement account is a tax time bomb waiting to go off. 401(k)s. IRAs. You think you're saving money on taxes. But, what you're probably doing is accepting a loan from the IRS-a loan with terrible terms that will come due when you need your money the most: in retirement! With traditional retirement plans, the IRS has designed a tax system that entices you to do exactly what it wants you to do: line its coffers with your money....